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  • Post last modified:June 18, 2023
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Cred is India’s leading credit card bill payment app, allowing you to earn cashback through UPI transactions and friend referrals. When you refer friends to Cred, you can earn up to ₹1000 in cashback. Additionally, you will get up to ₹250 cashback on your first ever credit card bill payment using the Cred app.

Cred logo

Join Cred using referral link & earn up to ₹250 cashback

  • Download Cred using a referral link.
  • Open the Cred app and enter your full name and mobile number.
  • Verify your mobile number by entering the OTP that you receive.
  • Create a password for your Cred account and agree to the Cred terms and conditions.
  • You will now be taken to your Cred dashboard.

To complete your registration, you will need to add your credit card details. Follow these steps:

  • Tap on the “Cards” tab in the Cred app.
  • Tap on the “Add New Card” button.
  • Enter your credit card number, expiry date, and CVV code.
  • Tap on the “Add Card” button.

Once you have added your credit card, you will be able to start using Cred to pay your credit card bills and earn rewards.

Please note that Cred is a members-only app, and you will need to have a credit score of 750 or above to be eligible for membership.

Get paid ₹1000 for every friend you refer to Cred

There’s no limit to the number of friends you can refer, allowing you to earn as much as you want through this referral program. It’s a fantastic opportunity to both make extra money and introduce your friends to a fantastic app.

Join Cred’s referral program by following these simple steps:

  • Open your profile section within the Cred app.
  • Generate your unique referral link.
  • Share your referral link with friends and family.
  • When your referred friend downloads the Cred app and makes their first credit card bill payment using your link, the referral process is complete.
  • You’ll receive cashback of up to ₹1000, while your friend earns up to ₹250 cashback on their very first credit card bill payment.

Who Can Join Cred?

To become a Cred member and start earning cashback, you need to meet the following eligibility criteria:

  • Residency: You must be a resident of India.
  • Credit Card: You must possess a valid Indian credit card.
  • Credit Score: Ensure your credit score is 750 or higher.

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