POP UPI App Cashback and Coins Value
Note: The Pop UPI referral program mentioned in this article has now ended. However, there is another program – POP credit card referral program you can explore.
If you are an avid UPI user, Pop UPI is worth knowing. You get an assured cashback on online and offline UPI transactions, whether you use Pop Club credit card or another one, with Pop UPI app.
It competes with one of the most rewarding UPI apps: Kiwi and Slice.
However, while those apps are purely UPI-first applications, Pop combines Pop Shop and UPI feature.
Pop UPI refer and earn program has ended, which means no additional benefits for both referee and invited users.
POP UPI gives flat 1-5% rewards on UPI payments
Pop offers flat 5% rewards for Pop Club Rupay credit card owners. Plus, the app combines shopping and UPI, allowing users to redeem Pop Coins on shopping, too.
It gives 2% rewards in the form of Pop Points on every Rupay card holder. If you have Pop Club credit card, you will get 5% additional, or flat 7% rewards on ₹100 or above transactions.
Pop Shop includes around 10,000+ Indian brands, where you can find popular D2C brands such as Puma, Boat, Noise, Portronics, Snitch, and many more.
The best offering is an exclusive, co-branded Rupay credit card – Yes Bank Pop Club credit card. The card is available at no cost for life.
- UPI + POPShop (10000+ Indian Brands)
- Exclusive Co-Branded Yes Bank Pop Club Rupay Credit Card for UPI rewards.
Refer and earn program- PopCoins
[Expired] [Free ₹200] for Linking Rupay Credit Card
Before we get into other details, let’s take a look at its hottest offer of the month. It’s currently offering 2000 Pop Coins for just linking any Rupay credit card. These coins are equivalent to ₹200.
You can use them while making a payment. For example, if you are making a UPI payment of ₹2000, the coins will give you a 10% discount (if you use all 2000 in one go). You can also use these coins across multiple smaller transactions.
See screenshot below 👇
Cashback is given in the form of Pop Coins
You earn 7% Pop coins for every ₹100 spend through scan-and-pay UPI with its co-branded UPI card. The coins be redeemed on POP shop.
You can also redeem to get real cash. For cash redemption, 1 Pop Coin is equal to 0.10INR. Means, if you redeem POP Coins as cashback (for supported bill payments), 10 POP Coins = ₹1. In other words, the cash value is only 10% of the face value of the coins. If you want detailed breakdown, check out POP credit card cashback review article,
You can transfer your cashback directly to your bank account. All you need to do is head over to the My Cashback Zone, which is available right on the homepage or the PopCoin page. From there, you can redeem your cashback in just a few taps.
It’s important to know the difference between POP Coins and cashback. The coins can be used to get instant discounts on your UPI payments, something we’ve already talked about. On the other hand, the cashback you earn can be withdrawn straight to your bank account, giving you real money back for your transactions.
POP UPI refer & earn is ended
As part of its referral program, if someone joins Pop UPI using a referral link or referral code, the user will receive extra cashback when they complete their first UPI transaction. User will receive minimum ₹5 cashback on their first-ever UPI payment.
[refbox title=”Pop UPI referral code” code=”SH7ALSYSKS”]
Furthermore, you can also find the referral link below to download the application.
How Pop UPI cash back works
Now, let’s talk about how it provides cashback because its cashback scheme is somewhat tricky.
Regular users who don’t have the exclusive Pop Club UPI credit card have a different cashback scheme.
Those who own the RuPay credit card have an exclusive 5% cashback on every UPI payment.
For Regular Users:
- You can earn up to ₹100 cashback on UPI payments.
- This applies whether you pay using your bank account or credit card (non-Pop Club).
- Cashback is not flat — it’s limited and varies per transaction.
- It’s mostly a marketing offer to attract new users.
For Pop Club Credit Card Holders:
- You get a flat 5% real cashback on every UPI payment made via the Yes Bank Pop Club RuPay Credit Card.
- This cashback is not in Pop Points, it’s actual money.
Joining Bonus on Credit Card Approval
- ₹500 off on PharmEasy
- ₹2,000 off on Cleartrip flights
- ₹250 off on Blinkit
- ₹500 off on CultFit
- ₹100 off on Rapido rides
You can also use it to get discounts on merchants like Zepto, Swiggy, and Ajio. But the primary, exclusive benefit of owning this credit card is flat 5% cashback on every UPI payment through the Pop UPI application.
