OneCard: Lifetime Free Credit Card & Invite Code

OneCard Invite Code

  • OneCard invitation code is ANUJNHETV
  • Use the invitation code and earn between ₹250-500 cashback (2500-5000 points).
  • OneCard is a lifetime free Credit Card with no joining or annual fee.
  • It offers assured cashback for every payment in the form of points.
  • OneCard points do not expire.
  • No income proof is required to get OneCard.

You may currently be using a debit card for both your offline and online purchases. By making the switch to OneCard, you can start earning cashback. OneCard ensures cashback on every transaction in the form of reward points. Additionally, by applying for this card using the “OneCard Invitation Code,” you will receive cashback anywhere from ₹250 to ₹500, which you can use both online and offline at any location.


one card invite code


What is OneCard Credit car?

So, before we get into applying that OneCard invite code, let’s clear up a few things you might be wondering about.

Firstly, who can actually get this card?

Well, if you’re 18 or older in India, you’re good to go. It’s that straightforward.

Now, about this credit limit thing – what’s the deal?

It’s as simple as this: your credit limit is basically the money you put down as a deposit. Put ₹2000, your limit is ₹2000.  Deposit ₹4000, and your limit just doubled.

Now, why bother with all this? Two big reasons.

  • One, you earn interest on that deposit.
  • Two, every time you make a payment, you’re getting some guaranteed cashback. Not something your regular debit card might be offering. And there’s even more to it.
  • You can make purchases into EMIs and earn cashback.
  • It has refer and earn program, which means if you invite your new friend, it will give you assured cashback.

It is a secured credit card that requires a security deposit, typically in the form of a fixed deposit (FD). This means that you don’t need to provide income verification to apply for the card, and your credit limit is equal to the amount of your deposit. It helps protect the bank from losses in case you default on your payment. The amount you deposit is your credit card limit which simply means if you deposit ₹2000, your card limit will be 2000 or if you make a deposit of ₹4000, the card limit will be ₹4000. In addition, it gives you interest on a fixed deposit you make


OneCard Invite Code for New Users

OneCard’s invitation code is ANUJNHETV or you can download the OneCard app using the invitation link on this page. Upon card activation, you’ll receive a minimum cashback of ₹250 as part of the OneCard refer and earn program.



Here are some of the benefits of secured credit cards:

  • No income verification required: You can apply for OneCard credit card even if you have no income or bad credit.
  • Build your credit score: When you it and make your payments on time, you can build your credit score.
  • Limit your spending: Your credit limit is equal to the amount of your deposit, so you can only spend up to that amount.
  • Earn interest on your deposit: OneCard offers interest on your deposit, so you can earn money while you build your credit.


OneCard Benefits:


1. Cashback points on every transaction

It offers a flat 1% cashback in the form of points, and you earn 5X points for your most frequent spending category. For example, if your highest spending category was entertainment for a given month, you receive 5 times the points for your entertainment spending.

2. Exciting cashback offers

OneCard provides various deals on online transactions, including discounts and cashback offers, such as SonyLIV subscription offers.

3. Lifetime free

The OneCard has no joining fee or hidden charges, making it a lifetime-free card.



Any individual aged 18 or above, residing in India, and possessing a valid PAN and Aadhar number, can obtain this card. There is no need to provide income proof.


How to Get Onecard?

Click on the button below to download the app. Open the app and follow the process as mentioned below to complete registration and activate the card.


Step 1: Download & Register on App

  • Download the app: Download App and start registration process.
  • Enter your phone number: Lauch app and begin the registration process.
  • Verify phone number: You will receive an OTP (One-Time Password) on your phone number. Verify your phone number by entering the OTP in the app.
  • Enter email ID: Next, you will be asked to enter your email ID. You can choose to sign in with your Google, Microsoft or Yahoo account. Once your email account is verified, you can proceed with the registration.
  • Create PIN: Now, you need to create an app pin that you will use to unlock the app each time you use it.
  • Enter basic details: After creating the app pin, you need to enter your basic details like your name (as per your PAN card), date of birth, and gender. You also need to fill in/choose other details like your address.
  • Enter PAN details: The last step is to enter your PAN number. It will take a few seconds to verify your PAN number. Once it is verified, you will have successfully registered on the OneCard app.
  • Open FD: To get a card, you need to open an FD (Fixed Deposit) starting from Rs. 2000. For example, if you open an FD of Rs. 2000 in the OneCard app, your card limit will be Rs. 2000.

Step 2: Create FD(Fixed Diposit) of Minimum ₹2000

To proceed, click on “continue” and enter the fixed deposit amount. Then, move on to the next step and provide accurate personal details using the banking application. It is crucial to enter the correct information to prevent any potential issues in the future.


Step 3: Complete Online KYC

To get started, input your Aadhar number and verify it. An OTP will be sent to your Aadhar registered number for authentication. Next, take a selfie as prompted by the application. Afterwards, you will be prompted to enter and verify your bank details. To confirm your bank account, a deposit of INR1 will be made.



1. How to Close OneCard FD?

To close your OneCard FD, you can follow these steps:

  • Call the OneCard customer care number at 1800-210-9111.
  • Provide your OneCard account number and your PAN card number.
  • Request for the closure of your OneCard FD.
  • Pay any outstanding dues on your OneCard FD.
  • Once the outstanding dues are paid, your OneCard FD will be closed.


You can also close your OneCard FD online by logging into your OneCard account and following the instructions.

Here are some things to keep in mind when closing your OneCard FD:

  • You will not be able to avail any further benefits of your OneCard FD once it is closed.
  • You will receive your OneCard FD amount in your bank account within 7-10 working days.
  • If you have any outstanding dues on your OneCard FD, you will be charged interest on those dues until they are paid in full.
  • If you have any questions about closing your OneCard FD, you can contact the OneCard customer care number at 1800-210-9111.


2. How to Increase OneCard Limit?

Yes, you can increase your OneCard limit by increasing the amount of your FD. OneCard is a secured credit card, which means that you need to make a deposit to get the card. The amount of your deposit will determine your credit limit. So, if you increase the amount of your deposit, you will increase your credit limit.

3. How to Use OneCard Points?

OneCard points can only be used against credit card bill payments. You can use your OneCard points to pay off your credit card bill in full or in part. You can also use your points to pay off a specific transaction on your credit card bill. To use your points to pay off your credit card bill, you can log in to your OneCard account and click on the “Rewards” tab. You can then select the “Pay with Points” option and choose the number of points you want to use. Your points will be deducted from your account and the amount will be applied to your credit card bill.

4. How to Change the Address in OneCard?

You can contact the customer card or connect with them through social channels to get assistance in changing your address.


5. What is OneCard Metal Card?

If you have a fixed deposit (FD) of Rs. 40,000 or more with SBM Bank India, you are eligible to apply for the OneCard Metal Card.

6. How to Transfer Money from OneCard to Bank Account?

Direct bank transfers are not possible. However, you can use your bank details to make a rent payment, which will effectively transfer the money to the recipient’s bank account. Enter your bank details in place of the recipient’s details and this way you can transfer money to your bank account.

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top