Kiwi Credit Card Benefits & How to Get
If you are a Kiwi app user, you may know that it offers a lifetime free credit card, powered by Yes Bank. Initially, Kiwi partnered with Axis Bank to provide the Kiwi Axis RuPay credit card, but now it offers Yes Bank’s credit card.
With Kiwi credit card, you can earn decent cashback on making UPI payments. It offers you flat 2% cashback like Jupiter on making UPI merchant transactions. If you don’t know about the Kiwi app, you can check out this article.
Kiwi and Super.money should be installed on your phone if you want to maximize your cashback. They both offer assured and real cashback.
In the case of Kiwi, you will need Kiwi credit card that you can apply for during registration. If your Kiwi credit card application is approved, you will be eligible for flat 2% cashback, which increases up to 5%. Anyone above 18 can apply for this card. And if you’re lucky enough to get it, you can enjoy cashback that might not be available with other popular UPI apps today.
Now, let’s know what benefits you will get with Kiwi credit card and how to get it.
About Kiwi UPI App
If you’re unfamiliar with the Kiwi UPI app, it was launched by a team previously associated with Freecharge, LazyPay, and PayU. This platform is solely dedicated to UPI payments, meaning you won’t find any clutter from other features. With Kiwi, you can make scan and pay transactions, send money to your friends and make online payments. What’s more, it also offers a free lifetime Rupay virtual credit card
Kiwi Credit Card Fee
- Joining fee: Zero
- Annual fee: Zero
- Lifetime free
It is a virtual credit card powered by Yes Bank, that you can use to make online and offline UPI payments. You can apply for this card through Kiwi app. If approved, you’ll see a digital card banner on the Kiwi homepage. You can download the Kiwi app from the Play Store. However, if you download it using a Kiwi referral link, you can benefit from up to ₹250 in rewards.
How to Get Kiwi Credit Card
- Download the Kiwi app from here.
- Open the app and register using your registered mobile number.
- You’ll receive an OTP to verify your identity.
- Once logged in, you will see an option to apply for a credit card.
- Provide the required details if required and your request will be processed within 72 hours.
- You can also check the application status within the app
Once your card is approved, you will see the virtual credit card on the homepage.
Key Features of Kiwi Credit Card
- Zero Minimum Spend
- Use your virtual card on all major UPI apps.
- No annual or joining fees.
- Quick and easy setup process.
- Earn 5x cashback on all scan-and-pay transactions.
- Redeem rewards instantly.
Why Choose Kiwi Credit Card
- Earn rewards on every scan-and-pay transaction.
- The first credit card to enable direct UPI payments through scanning.
- Enjoy a lifetime of free credit card usage.
- 0.5% Cashback on Online Purchases
- 2% Cashback on Scan & Pay with Kiwi app
- 5% Cashback on UPI Transactions with Kiwi app
Who Can Apply for a Kiwi UPI Credit Card?
Anyone over the age of 18 can apply for a Kiwi UPI credit card. Once you’ve registered on the Kiwi app, you’ll see an option to apply for a card. If you miss this, you can apply later through the account settings. This is also where you can apply for the Kiwi Neon program.
How Long Does It Take to Receive the Credit Card After Approval?
Once your Kiwi UPI credit card application is approved, it typically takes around 72 hours for you to receive the card. You can access it directly from the app’s homepage.
What are Kiwi Rewards?
The cashback you earn is in the form of Kiwi rewards. Each Kiwi is worth ₹0.25, which you can redeem anytime for instant cashback to your bank account.
Are There Any Fees or Charges for the Kiwi UPI Credit Card?
No, there are no joining fees or annual fees for the Kiwi UPI credit card.
Is Kiwi UPI credit card a Rupay or Visa card?
It is a Rupay credit which you can use to make online and UPI payments.
