Google Pay Referral Code ₹2025: Get ₹21 Instantly & Earn Up to ₹9000

Google Pay (GPay) is one of the most popular UPI payment apps in India. It’s secure, fast, and currently running one of the best “Refer & Earn” programs in the market. While Paytm and PhonePe offer around ₹100 per referral, Google Pay offers ₹201 for inviting new friends.

If you are a new user, you can claim an instant ₹21 cashback just for signing up and making your first UPI transaction. Existing users can earn up to ₹201 per new friend, up to ₹9,000 per financial year by referring Google Pay.

GPay referral code 2025

Bq8yi

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GPay Referral Program

Detail	Information
Current Joining Bonus (New User)	Guaranteed ₹21 cashback
Referral Bonus (Existing User)	₹201 per referral
Google Pay Referral Code 2025	Bq8yi
Required First Payment	Minimum ₹1 UPI transfer to a GPay user
Eligibility	Must be a new user (never used GPay on this device/account before)
Total Yearly Earning Limit	₹9,000

How to Claim Cashback Google Pay Referral Code 2025

Step 1: Download the Official GPay App (Using the Referral Link below)

Download Google Pay

Click the link above. It will redirect you to the official Google Play Store or Apple App Store.
Download and open the Google Pay app.

To be eligible for the joining bonus, you must download the app via a referral link. This link is critical as it automatically applies the referral tracking.

Step 2: Complete Registration and Enter Your Referral Code. After opening the app for the first time:

1. Enter your Phone Number: Use the number linked to your bank account.
2. Verify OTP: Enter the One-Time Password sent to your number.
3. Select Google Account: Choose your desired Gmail account for GPay linkage.
4. Set Up Security: Create a Google PIN or select a screen lock method (PIN/Fingerprint) to secure the app from unauthorized access.

Important Check: During or immediately after the initial setup, look for an option to “Enter Referral Code” or check your Profile settings. If the code is not automatically applied, you must enter it manually in Step 3.

Step 3: Link Your Bank Account via UPI

Google Pay operates using the Unified Payments Interface (UPI) system, which requires linking your bank account directly.

• On the GPay home screen, tap the option to “Add bank account” or “Activate UPI”.
• Select your bank from the list (e.g., SBI, HDFC, ICICI, etc.).
• Google Pay will send a verification SMS from your registered mobile number to confirm the linkage.
• Set Your UPI PIN (If New): You will need your physical debit/ATM card ready.
• Enter the last 6 digits of your Debit Card number and the Expiry Date.
• You will be asked to enter a 4-digit or 6-digit PIN twice. This is your UPI PIN, which you will use for all future transactions.

Pro Tip: Your bank-registered phone number must be active and in the same device as the GPay app for the verification SMS to pass successfully.

Step 4: Manually Enter the Referral Code (If Required)

If the referral link did not automatically apply the code, you can still enter it. This step is mandatory for your cashback eligibility.

1. Open the Google Pay app.
2. Tap on your Profile Icon (top-right corner).
3. Look for a three-dot menu icon (⋮) or a “Referral Code” option within the profile/settings menu.
4. Enter the code below exactly as shown:

Google Pay Referral Code: Bq8yi

Step 5: Make Your First Eligible UPI Payment (Claim ₹21)

This is the final and most crucial step. You must make your first-ever UPI transaction on GPay to unlock the ₹21 bonus.

Payment Requirement: Send a minimum of ₹1 (or more) to any other UPI user who is already on Google Pay.

Eligible Transactions:

• Send money to a friend’s GPay mobile number.
• Scan and pay a UPI QR code (must be a person-to-person or a GPay merchant QR).
• Send money to a bank account using UPI ID/Account Number + IFSC.

🚫 Avoid: Do not use self-transfer, bill payments, or mobile recharges for your first transaction, as these sometimes do not trigger the referral bonus instantly.

Once the minimum ₹1 payment is successful, you will instantly receive a scratch card in your ‘Rewards’ section worth ₹21. The cashback amount will be quickly deposited into your linked bank account within seconds.

Google Pay Refer and Earn 2025 Program Details

Once you have successfully claimed your first bonus, you are now an existing user and can begin earning from the referral program.

How Much Can I Earn by Referring Friends?

The referral system is highly lucrative:

1. Referrer Bonus: When your invited friend successfully completes their first payment, you receive a cashback amount of ₹201. (This amount may vary based on Google Pay’s promotional cycles, but ₹201 is the current standard.)
   2. Referee Bonus: Your friend (the new user) receives the guaranteed ₹21 cashback.

You can earn this referral reward for up to 100 new user sign-ups per financial year (April 1 to March 31), with an overall maximum earning limit of ₹9,000 from all GPay offers.

How to Get Your Own Google Pay Referral Code

1. Open the Google Pay App: Ensure you are logged in and your bank account is linked.
2. Scroll to the Bottom: On the main screen, scroll down to the “Promotions” or “Invite friends” section.
3. Tap “Invite friends”: This will display your unique invite code and a shareable link.
4. Share: Use WhatsApp, SMS, or any other platform to share your link/code.

FAQ

What is the current Google Pay Referral Code for 2025?

The current working Google Pay Referral Code for 2025 is Bq8yi. This code guarantees the new user ₹21 cashback on their first eligible UPI payment of ₹1 or more.

How to use the referral code in GPay?

1. Download the app using the referral link.
2. After linking your bank account, tap your Profile Icon (top-right).
3. Tap the Menu/Settings icon (three dots or lines).
4. Select the “Referral Code” option and enter the code Bq8yi if it hasn’t been applied automatically.
5. Make a minimum ₹1 UPI payment to claim your reward.

What are the terms and conditions of the Google Pay Referral Code program?

New User Only: The person joining must be a new user who has never used Google Pay on that phone or with that Google Account/phone number before.
Eligible Payment: The first payment must be an eligible UPI transaction (P2P or P2M) of ₹1 or more.
Reward Limit: You can earn up to 100 referral rewards per financial year, with a maximum total earning of ₹9,000 from all GPay offers.
Offer Subject to Change: The bonus amounts (₹21 and ₹201) can be changed by Google Pay at any time without notice.

4. How long does it take to receive the referral bonus?

In most cases, the new user (referee) receives the scratch card instantly in the Rewards section after their first eligible payment. The amount is then deposited into their bank account within seconds. For the referrer, the reward typically reflects within 48 hours but can take up to 7 business days in rare cases.

5. Why did I not receive my Google Pay referral bonus?

Common reasons for not receiving the reward include:

• The referred user had previously installed or registered on GPay.
• The referral code was not entered before the first transaction.
• The first transaction was an ineligible payment (e.g., a transfer to the user’s own bank account/UPI ID).
• The referrer has already hit the maximum ₹9,000 yearly limit.