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Credit Card Bill Payment Offers

Are you looking for credit card bill payment offers? If you’re tired of using Google Pay, PhonePe, Cred or Paytm because they don’t seem to have any interesting offers, you should check these platforms mentioned in this blog.

Do you know many debit cards give you either reward points or cashback when you use them?

Take the example of the Kotak 811 Super debit card, it gives you 5% cashback on making online/offline payments. This benefit is not available for wallet loading and rent payment.

Similarly, the HDFC Platinum Debit Card also provides cashback for both online and offline payments. So, you can utilize these benefits that come with debit cards for making credit card bill payments.

To make the most of these offers, you will have to find platforms where you can use these debit cards. I’ll list some platforms where you can pay your credit card bills and still earn cashback when you use these debit cards.

However, there are some limitations. For example, the HDFC Platinum Debit Card has a cashback cap of ₹750 per month. Other cards might have similar caps, but you can still save between ₹500 and ₹1,000 per month if you’re paying off a large amount on your credit card bills.

Best Platforms to Make Credit Card Bill Payments

  1. SBI Unipay
  2. Airtel Thanks
  3. Canara Setu
Debit CardCashbackMaximum CashbackPlatforms
Kotak Bank 811 Super Debit Card5% CashbackRs 500/monthSBI Unipay, Airtel Thanks, Canara Setu
Axis Bank Liberty Debit Card1.25% Rewards (Gift Voucher)Rs 60,000/QuarterSBI Unipay, Airtel Thanks, Canara Setu
IDFC First Private Debit Card2.5% Rewards (Gift Voucher) above Rs 50,000 in a month5 Lakh RP/month (1 RP = 25 paise)SBI Unipay, Airtel Thanks, Canara Setu
IDFC First Wealth Debit Card2.5% Rewards (Gift Voucher) above Rs 50,000 in a monthRs 12500SBI Unipay, Airtel Thanks, Canara Setu
IDFC First Select Debit Card2.5% Rewards (Gift Voucher) above Rs 50,000 in a month30000 RP/month (1 RP = 25 paise)SBI Unipay, Airtel Thanks, Canara Setu
HDFC Bank Platinum Debit Card1% CashbackRs 750/monthSBI Unipay, Airtel Thanks, Payzapp, Mobikwik wallet
HDFC Bank Millennia Debit Card1% CashbackRs 400/MonthAdd to Payzapp, Mobikwik wallet
RBL Bank Signature+ Debit Card1% Rewards (Gift Voucher)Rs 1000/monthSBI Unipay, Airtel Thanks, Canara Setu
Indusind Bank Exclusive Debit Card1% Cashback3000 points/monthSBI Unipay, Airtel Thanks, Canara Setu
Indusind Bank Select Debit Card1% Cashback 3000 points/month300 points/monthSBI Unipay, Airtel Thanks, Canara Setu

Best Debit Cards for Credit Card Bill Payment

1. HDFC Bank Platinum Debit Card

It offers 1% cashback with a limit of ₹750 per month. Use it on SBI Unipay or Airtel thanks app and you will receive 1% cashback.

HDFC Bank Platinum Debit Card benefits

2. HDFC Bank Millennia Debit Card

Provides 1% cashback, capped at ₹400/month. You can use it like if you load PayZapp wallet using HDFC bank Millenia debit card, you will receive 1% cashback up to ₹400.  You can use the PayZapp wallet to make credit card bill payments.  In this way, you can save up to ₹400 cashback.

HDFC Bank Millennia Debit Card benefits

3. RBL Bank Signature+ Debit Card

Go to platforms like SBI Unipay or Airtel Thanks app. When you use your RBL bank’s Signature+ debit card on this platform, you will receive 1% cashback in the form of gift vouchers. The cashback is capped at ₹1000 per month.

RBL Bank Enterprise Debit Card benefits

4. RBL Bank Enterprise Debit Card

RBL bank’s Enterprise debit card offers 5% rewards on using it online for utility bill payments. You can use it on SBI Unipay and Airtel Thanks for your credit card bill payments.

5. Kotak Bank 811 Super Debit Card

It gives 5% cashback, capped at ₹500/month. It works for utility payments and departmental stores via SBI Unipay, Airtel Thanks, and Canara Setu.

Kotak Bank 811 Super Debit Card benefits

6. IndusInd Bank Exclusive Debit Card

Use this card and you can earn 1% cashback (up to 3,000 points/month) on spending for utility payments and departmental stores on platforms like SBI Unipay, Airtel Thanks, and Canara Setu.

7. IndusInd Bank Select Debit Card

Similar to the Exclusive Debit Card, offering 1% cashback (3,000 points/month) on spending for utility payments and departmental stores on platforms like SBI Unipay, Airtel Thanks and Canara Setu.

8. Axis Bank Liberty Debit Card

It offers 1.25% rewards (in gift vouchers) for utilities and departmental stores via SBI Unipay, Airtel Thanks, and Canara Setu.

Axis Bank Liberty Debit Card benefits

9. IDFC First Private Debit Card

It provides 1% rewards on regular spending and 2.5% rewards for spending above ₹50,000 in a month. You can utilize it for utilities on SBI Unipay, Airtel Thanks, and Canara Setu.

10. IDFC First Wealth Debit Card

Rewards are 0.67% (in gift vouchers) for regular spending and 2.5% rewards for spending above ₹50,000 in a month. It is applicable for utility payments on SBI Unipay, Airtel Thanks and Canara Setu.

11. IDFC First Select Debit Card

It offers 0.5% rewards on regular spending and 2.5% rewards for spending above ₹50,000 in a month. It will work for utilities on platforms like SBI Unipay and Airtel Thanks.

Disclaimer

The cashback and reward offers mentioned are subject to the respective bank’s terms and conditions. These details are provided for informational purposes only and might vary or change without notice. Please verify all the terms directly with your bank before proceeding. Use the mentioned platforms and debit cards at your own risk. We are not responsible for any discrepancies, changes in offers, or financial losses incurred.

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