CheQ App: The CRED Alternative for Credit Card Payments

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  • Post last modified:October 7, 2024
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CheQ is a credit card bill payment app that offers flat 1% cashback in the form of CheQ chips. If you download it using a referral link, you will receive a Swiggy voucher worth ₹50 on your first-ever credit card bill payment.

In this article, we will explore:

  • CheQ referral offer for new users
  • Its cashback policy on credit card payments
  • CheQ features

Cheq Referral Offer

CheQ Referral Code & Link
Joining bonus ₹150
Referral Link Click here
Referral code Not Required

 

What is CheQ App?

CheQ is a credit card bill payment that offers a flat 1% cashback on making credit card bill payment transactions. It offers cashback in the form of Chips. And if we convert the Chips into real cash, one Chip is equivalent to 0.10INR. In addition, when you download it using someone’s referral link, you will get additional benefits.

  1. Download the CheQ app
  2. Enter your mobile number and verify your mobile number through OTP.
  3. Fill in your basic details such as first name, last name, and email ID on the next page and proceed to the next step.
  4. Enter your PAN number and DOB (Date of Birth) as part of the minimal documentation required for sign-up.
  5. To add a credit card, select the “Add Card” option and enter your credit card details.
  6. Verify your card through OTP.
  7. You can now use the app to make your credit card bill payment.
Cred has a special offer for new users. If you download this app using a referral link (which is provided above), you will receive a Swiggy voucher worth ₹50 on your first-ever credit card bill payment. 

CheQ app is quite similar to Cred. However, what sets it apart is its guaranteed flat 1% cashback on every credit card bill payment.

Get free gold with Gullak referral offer

Cred vs CheQ

Feature CheQ CRED
Offers cashback on credit card bill payments Flat 1% cashback Variable cashback
Points Collection/Redemption Cash/Gift Cards CRED coins (no real value)
Processing charge Yes No No
Interface Clean and less cluttered Clean and less cluttered
Cashback Redemption CheQ chips (can be redeemed for cash or brand vouchers) CRED coins (to play “Spin the Wheel” game)
Credit Card Support Not specified Wide range of credit cards
Partner Offers Not specified Wide range of partner offers
Additional Features Not specified Credit card, recharge/bill payment options within the app

CheQ Chips Value

CheQ’s cashback policy is straightforward. You earn 1% cashback for each payment. The cashback is added in the form of Chips. However, if you convert CheQ Chips to cash, one Chip will be equivalent to 0.10 INR.

CheQ Pay together

Features of CheQ app

CheQ has several features to make your credit card bill payment journey easy. Among them, one distinct feature is “Pay Together,” allowing you to pay all your credit card bills at once.

1. Pay Together

Pay Together is a feature to lets you pay bills for all the stored credit cards at once.

2. Rent Payment

Now you can pay rent with CheQ app through UPI and credit card.

3. Refer & Earn

You can also earn Chips by referring them to your friends. When they join using your referral link, you both will be rewarded.

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