MobiKwik Refer & Earn Program [Updates and Changes in 2025]
Mobikwik is one of India’s popular payment apps. It offers a one-stop platform for a wide range of financial services, from recharge and bill payments to loans, investments, and more. In addition, if you invite a new user to Mobikwik, you can earn free cashback to your Mobikwik wallet that you can use to make a payment.
In addition, it rewards users for making payments like credit card bills, merchant transactions, and even for referring new users. If you’re a credit card user, this app should be installed on your phone. Mobikwik offers decent cashback when you pay your credit card bills through it.
With the Mobikwik refer and earn program, you can earn up to ₹9999 for free, just by introducing this to those who have never used it. In this article, we’ll explain how the Mobikwik referral program works and how to benefit from it.
What Is the Mobikwik Refer and Earn Program?
This program is an opportunity for existing users to earn cashback by inviting new users (friends and family) to Mobikwik. By sharing your referral link, you will earn ₹20 when someone downloads the app, sets up UPI, and completes the KYC. KYC is needed to receive cashback.
Both the referee and referred user will earn a flat ₹20 when the referred user completes his/her first-ever send money transaction. The referred users must make a minimum payment of ₹25 to get cashback.
How to Refer a Friend on Mobikwik
- Download the Mobikwik app
- Search “Refer” and you will see the “Refer & Earn” offer.
- From here, you can generate your referral link
- Share this link through WhatsApp, on social platforms, with your friends
- For every new user who signs up using your referral link, you will receive ₹25 cashback once they complete their first-ever UPI send money transaction
- If you are not a Mobikwik user, download the app using a Mobikwik referral link to get ₹20 on your first UPI transaction of ₹25 or above.
How Much Can You Earn?
You can refer as many users as you want; however, you can earn up to ₹9999 through this program.
Terms and Conditions to Know
The Mobikwik Refer and Earn is available to all users. A user can earn up to ₹9999 through this campaign.
The cashback will only be given when the referred user completes their KYC and makes his/her first-ever UPI send money transaction using the @ikwik handle. KYC is mandatory for new users to receive cashback.
Here is a catch: the referred users must make their first transaction within 72 hours of downloading the app through a referral link; otherwise, it will not be considered a successful referral. In this case, neither the referee nor the referred users shall be entitled to referral cashback.
The offer is available for both Android and iOS users. Upon successful completion of the first UPI transaction, the cashback will be added within 7 days.
The earned cashback can be used for recharge, bill payment, or any online transaction using Mobikwik. It is worth noting that cashback can’t be transferred to any bank account.
Tips to Maximise Your Earnings
Try to share with as many users as you can. You can promote this app to those who are looking for a new payment app for online and offline payments. With each successful invitation, you will earn a flat ₹20.
You can share the link on social platforms to reach more users, potentially increasing your chances of referrals.
You are likely not to face any issues like no cashback upon referral, as long as the invited user completes their UPI setup and transaction on time. In case of any issues, you can reach out to the Mobikwik support team through the app, social platforms, or email.
Why Use Mobikwik Beyond Referrals?
Mobikwik is one of the best credit card payment apps because it offers relatively higher cashback than popular payment apps such as Cred, CheQ, and Amazon Pay. In addition to this, you can receive specific offers on prepaid recharge, utility bills, and UPI payments via in-app notifications.
Overall, the Mobikwik refer and earn program is a great way to earn free cashback. The program is available to all KYC-verified Mobikwik users. So if you have not checked it, join Mobikwik today to start inviting.
