CheQ App: The CRED Alternative for Credit Card Payments
CheQ is a credit card bill payment app that offers flat 1% cashback in the form of CheQ chips. If you download it using a referral link, you will receive a Swiggy voucher worth ₹50 on your first-ever credit card bill payment.
In this article, we will explore:
- CheQ referral offer for new users
- Its cashback policy on credit card payments
- CheQ features
Cheq Referral Offer
| CheQ Referral Code & Link | |
|---|---|
| Joining bonus | ₹150 |
| Referral Link | Click here |
| Referral code | Not Required |
What is CheQ App?
CheQ is a credit card bill payment that offers a flat 1% cashback on making credit card bill payment transactions. It offers cashback in the form of Chips. And if we convert the Chips into real cash, one Chip is equivalent to 0.10INR. In addition, when you download it using someone’s referral link, you will get additional benefits.
- Download the CheQ app
- Enter your mobile number and verify your mobile number through OTP.
- Fill in your basic details such as first name, last name, and email ID on the next page and proceed to the next step.
- Enter your PAN number and DOB (Date of Birth) as part of the minimal documentation required for sign-up.
- To add a credit card, select the “Add Card” option and enter your credit card details.
- Verify your card through OTP.
- You can now use the app to make your credit card bill payment.
CheQ app is quite similar to Cred. However, what sets it apart is its guaranteed flat 1% cashback on every credit card bill payment.
Cred vs CheQ
| Feature | CheQ | CRED |
|---|---|---|
| Offers cashback on credit card bill payments | Flat 1% cashback | Variable cashback |
| Points Collection/Redemption | Cash/Gift Cards | CRED coins (no real value) |
| Processing charge | No | |
| Interface | Clean and less cluttered | Clean and less cluttered |
| Cashback Redemption | CheQ chips (can be redeemed for cash or brand vouchers) | CRED coins (to play “Spin the Wheel” game) |
| Credit Card Support | Not specified | Wide range of credit cards |
| Partner Offers | Not specified | Wide range of partner offers |
| Additional Features | Not specified | Credit card, recharge/bill payment options within the app |
CheQ Chips Value
CheQ’s cashback policy is straightforward. You earn 1% cashback for each payment. The cashback is added in the form of Chips. However, if you convert CheQ Chips to cash, one Chip will be equivalent to 0.10 INR.
Features of CheQ app
CheQ has several features to make your credit card bill payment journey easy. Among them, one distinct feature is “Pay Together,” allowing you to pay all your credit card bills at once.
1. Pay Together
Pay Together is a feature to lets you pay bills for all the stored credit cards at once.
2. Rent Payment
Now you can pay rent with CheQ app through UPI and credit card.
3. Refer & Earn
You can also earn Chips by referring them to your friends. When they join using your referral link, you both will be rewarded.
