Register on CheQ App and Get Free Credit Worth ₹100

CheQ is a credit card bill payment app that offers flat 1% cashback in the form of CheQ chips. If you download app using referral link, you will receive chips worth ₹100, which you can use further for credit card bill payment or exchange for gift vouchers.

CheQ app

What is CheQ App?

CheQ is a credit card and loan payment app. With this application, you can make credit card bill payments check credit card scores. It resembles Cred.

Download CheQ app using this link and get free 100 CheQ
chips upon your first ever bill payment.


  • You need to have an Experian score of 750 or higher.
  • Minimal documentation, such as a phone number linked to your PAN card and an email address, is necessary to sign up for the app.

How to Start with CheQ App?

  1. Download the CheQ app and enter your mobile number. Verify your mobile number through OTP.
  2. Fill in your basic details such as first name, last name, and email ID on the next page and proceed to the next step.
  3. Enter your PAN number and DOB (Date of Birth) as part of minimal documentation required for sign-up.
  4. To add a credit card, select “Add Card” option and enter your credit card details. Verify your card through OTP.
  5. You can now use the app to make your credit card bill payment and earn assured cashback in the form of CheQ chips.

If you’re familiar with using the Cred app for paying your credit card bills, you’ll find that the cheQ app is quite similar. However, what sets it apart is its guaranteed flat 1% cashback on every credit card bill payment.

Cred vs CheQ

Feature CheQ CRED
Offers cashback on credit card bill payments Flat 1% cashback Variable cashback
Points Collection/Redemption Cash/Gift Cards CRED coins (no real value)
Processing charge Yes No
Interface Clean and less cluttered Clean and less cluttered
Cashback Redemption CheQ chips (can be redeemed for cash or brand vouchers) CRED coins (to play “Spin the Wheel” game)
Credit Card Support Not specified Wide range of credit cards
Partner Offers Not specified Wide range of partner offers
Additional Features Not specified Credit card, recharge/bill payment options within the app

CheQ Cashback Program

CheQ’s cashback policy is straightforward and reliable, unlike Cred’s unpredictable rewards system. At present, CheQ offers a flat 1% cashback on all credit card bill payments.

Features of CheQ app

Add multiple cards at Once: You can add as many cards as you want by verifying them using a linked mobile number.

Pay together: Pay together is a feature to let you pay bills for all the stored credit cards at once.

cheq pay together

What Are CheQ Chips?

It gives you cashback in the form of chips (in-app curreny) that can be exchanges for gift vouchers or convert into cash.

cheq chips to vouchers

For instance, let’s say you have 1000 CheQ chips, which is equivalent to ₹250 when converted to actual cash (since 4 chips = ₹1). However, exchanging the CheQ chips for brand vouchers may be a more attractive option. Currently, the following brands’ vouchers are available for conversion using the CheQ chips.


What is CheQ Referral Code?

You can referral link instead of referral code to earn free CheQ chips. Ask your friend to share referral link.

What is CheQ Referral Program?

There is no referral code required to get benefits. Simply download the app from a referral link, and you will receive bonus cash.

The details of benefit can vary over time, so it’s difficult to determine how much you can earn using a CheQ referral link.

Upon each successful referral, you will receive a reward of 100 chips, which is equivalent to 25 INR. Therefore, why not take the initiative and invite your friends to try out this platform by providing them with your invitation link and earn some CheQ Chips at no cost?

What are CheQ Chips?

CheQ Chips are the app’s in-app currency, received as a reward for every payment on CheQ. They can be redeemed for vouchers from top brands like Amazon, Flipkart, Swiggy, Zomato etc., or converted to cash & taken to the bank. You can earn 1% CheQ Chips on every payment, capped at 4000 chips in a month.

How do I redeem CheQ Chips?

With new update,now it doesn’t allow convert chips into cash.

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top