Credit Card Bill Payment Offers for December
Check the November month’s credit card bill payment offers.
If you’re tired of using Google Pay, PhonePe, Cred or Paytm because they don’t seem to have any interesting offers, you should check these apps/websites.
Many debit cards give you either reward points or cashback when you use them. Take the example of the Kotak 811 Super debit card, which gives you 5% cashback on making online/offline payments. This benefit is not available for wallet loading and rent payment.
Similarly, the HDFC Platinum Debit Card also provides cashback for both online and offline payments. So, you can utilise these benefits that come with debit cards for making credit card bill payments.
To make the most of these offers, you will have to find platforms where you can use these debit cards. I’ll list some platforms where you can pay your credit card bills and still earn cashback when you use these debit cards.
However, there are some limitations. For example, the HDFC Platinum Debit Card has a cashback cap of ₹750 per month. Other cards might have similar caps, but you can still save between ₹500 and ₹1,000 per month if you’re paying off a large amount on your credit card bills.
See Also: Best UPI Credit Card in 2025 (Top 5)
Offers of the Month
- Kotak 811 debit card on VI
- HDFC autopay
- Savesage referral offer
- Flipkart Mobikwik offer
| Platform | Link | Offer [Cashback/Discount] |
|---|---|---|
| Savesage | SaveSage | Flat ₹50 cashback |
| CheQ | CheQ | 1% up to ₹100 cashback |
| HDFC NetBanking | HDFC NetBanking | Up to ₹750 cashback |
| Amazon | Amazon Rewards | Flat ₹15 cash back |
| Vi App | Vi App | 5% cashback up to ₹500 |
| EaseMyDeal | EaseMyDeal | Up to ₹50 cashback |
Credit Card Bill Payment Offers
1. HDFC Bank Platinum Debit Card
Do you have an HDFC EasyShop Platinum debit card?
You can get ₹750 cashback through HDFC BillPay. All you need to make payment through this card via AutoPay. Just log in to HDFC NetBanking, add your non-HDFC credit card, and then enable AutoPay.
Login to HDFC NetBanking > Recharge &Bill Payment > Credit Card Payments > Enable SmartPay using your HDFC Platinum Debit Card
You will receive flat 1% cashback, capped at ₹750. So if you have this card, definitely utilize this offer. For large credit card payments, this is one of the highest cashback benefits you can get.
2. Kotak Bank 811 Super Debit Card Offer on VI
It gives 5% cashback, capped at ₹500/month. Download VI app and then go to the pay section. Start credit card bill payment and make a payment using your Kotak 811 debit card. You will be charged a small convenience fee, but you will receive 5% cash back instantly. To minimise the convenience fee charge, make payments below ₹2000.
Download VI app -> Pay CC bill -> Choose Kotak 811 CC
3. Amazon Pay Credit Card Bill Payment Offer
Amazon Pay is currently running a flat cashback offer on credit card bill payments. If you have a bill of ₹2,000 or above, you can collect the offer (it may be user-specific).
Visit this link and check if the credit card bill offer is showing for you → collect it → and then make your payment.
This page -> Collect offer -> Make credit card payment
You will receive flat ₹15 cashback on your next credit card bill payment.
2. SaveSage App ₹50 Cashback (For new users only)
This offer is only for users who have never used the Savesage app before. If you sign up using a referral code, you will get flat ₹50 cashback on a minimum bill payment of ₹500.
The only thing to remember is that the cashback is 5% usable, meaning if your next bill is ₹1,000, you can redeem up to ₹50 (because 5% of ₹1,000 is ₹50). So even if you have a small bill amount, this offer is easy to claim.
3. CheQ App – Earn 1% Chips (Reward Points)
CheQ is another option for credit card bill payments. It gives flat 1% Chips on credit card bill payment transactions. On ₹10,000 bill payment → you get 1% (100) Chips.
These Chips are redeemable on your next bill payment. Maximum redemption allowed is 1000 Chips per transaction. If you regularly pay higher amounts of credit card bills, this can save you a decent amount over time.
See Also: 11 Best UPI Apps for Cashback[Flat 5% Rewards]
4. Get up to ₹500 Cashback on EaseMyTrip
Pay your credit card bill on EaseMyDeal and get up to ₹50 cashback. This offer is valid for a minimum ₹500 payment. Use the coupon code EMDCREDITCARD while making the payment.
5. Flipkart Mobikwik offer
You can also pay your credit card bill on Flipkart using Mobikwik UPI (@ikwik) as the payment option. If your bill amount is ₹999 or above, you will receive flat ₹50 cashback in your Mobikwik wallet.
This offer is for a limited time.
- Just open Flipkart
- Go to Recharge & Bill Payments
- Choose Credit Card Bill Payment
- Pay using Mobikwik UPI
6. Payzapp flat ₹11 cash back
PayZapp is an application launched by HDFC Bank that non-HDFC Bank users can use. So if you don’t have any other offer available and your bill amount is small, then PayZapp is a good option. It gives a flat ₹11 cashback on a minimum credit card bill payment of ₹5000. To avail this, just download the PayZapp app and initiate your credit card bill payment from there.
Disclaimer
The cashback and reward offers mentioned are subject to the respective bank’s terms and conditions. These details are provided for informational purposes only and might vary or change without notice. Please verify all the terms directly with your bank before proceeding.
Use the mentioned platforms and debit cards at your own risk. We are not responsible for any discrepancies, changes in offers, or financial losses incurred.
