[Ended] Credit Card Bill Payment Offers
Are you looking for credit card bill payment offers? If you’re tired of using Google Pay, PhonePe, Cred or Paytm because they don’t seem to have any interesting offers, you should check these platforms mentioned in this blog.
Do you know that many debit cards give you either reward points or cashback when you use them?
Take the example of the Kotak 811 Super debit card, which gives you 5% cashback on making online/offline payments. This benefit is not available for wallet loading and rent payment.
Similarly, the HDFC Platinum Debit Card also provides cashback for both online and offline payments. So, you can utilise these benefits that come with debit cards for making credit card bill payments.
To make the most of these offers, you will have to find platforms where you can use these debit cards. I’ll list some platforms where you can pay your credit card bills and still earn cashback when you use these debit cards.
However, there are some limitations. For example, the HDFC Platinum Debit Card has a cashback cap of ₹750 per month. Other cards might have similar caps, but you can still save between ₹500 and ₹1,000 per month if you’re paying off a large amount on your credit card bills.
Best Platforms to Make Credit Card Bill Payments
- SBI Unipay
- Airtel Thanks
- Canara Setu
| Debit Card | Cashback | Maximum Cashback | Platforms |
|---|---|---|---|
| Kotak Bank 811 Super Debit Card | 5% Cashback | Rs 500/month | SBI Unipay, Airtel Thanks, Canara Setu |
| Axis Bank Liberty Debit Card | 1.25% Rewards (Gift Voucher) | Rs 60,000/Quarter | SBI Unipay, Airtel Thanks, Canara Setu |
| IDFC First Private Debit Card | 2.5% Rewards (Gift Voucher) above Rs 50,000 in a month | 5 Lakh RP/month (1 RP = 25 paise) | SBI Unipay, Airtel Thanks, Canara Setu |
| IDFC First Wealth Debit Card | 2.5% Rewards (Gift Voucher) above Rs 50,000 in a month | Rs 12500 | SBI Unipay, Airtel Thanks, Canara Setu |
| IDFC First Select Debit Card | 2.5% Rewards (Gift Voucher) above Rs 50,000 in a month | 30000 RP/month (1 RP = 25 paise) | SBI Unipay, Airtel Thanks, Canara Setu |
| HDFC Bank Platinum Debit Card | 1% Cashback | Rs 750/month | SBI Unipay, Airtel Thanks, Payzapp, Mobikwik wallet |
| HDFC Bank Millennia Debit Card | 1% Cashback | Rs 400/Month | Add to Payzapp, Mobikwik wallet |
| RBL Bank Signature+ Debit Card | 1% Rewards (Gift Voucher) | Rs 1000/month | SBI Unipay, Airtel Thanks, Canara Setu |
| Indusind Bank Exclusive Debit Card | 1% Cashback | 3000 points/month | SBI Unipay, Airtel Thanks, Canara Setu |
| Indusind Bank Select Debit Card | 1% Cashback 3000 points/month | 300 points/month | SBI Unipay, Airtel Thanks, Canara Setu |
Best Debit Cards for Credit Card Bill Payment
1. HDFC Bank Platinum Debit Card
It offers 1% cashback with a limit of ₹750 per month. Use it on SBI Unipay or Airtel thanks app and you will receive 1% cashback.
2. HDFC Bank Millennia Debit Card
Provides 1% cashback, capped at ₹400/month. You can use it like if you load PayZapp wallet using HDFC bank Millenia debit card, you will receive 1% cashback up to ₹400. You can use the PayZapp wallet to make credit card bill payments. In this way, you can save up to ₹400 cashback.
3. RBL Bank Signature+ Debit Card
Go to platforms like SBI Unipay or Airtel Thanks app. When you use your RBL bank’s Signature+ debit card on this platform, you will receive 1% cashback in the form of gift vouchers. The cashback is capped at ₹1000 per month.
4. RBL Bank Enterprise Debit Card
RBL bank’s Enterprise debit card offers 5% rewards on using it online for utility bill payments. You can use it on SBI Unipay and Airtel Thanks for your credit card bill payments.
5. Kotak Bank 811 Super Debit Card
It gives 5% cashback, capped at ₹500/month. It works for utility payments and departmental stores via SBI Unipay, Airtel Thanks, and Canara Setu.
6. IndusInd Bank Exclusive Debit Card
Use this card and you can earn 1% cashback (up to 3,000 points/month) on spending for utility payments and departmental stores on platforms like SBI Unipay, Airtel Thanks, and Canara Setu.
7. IndusInd Bank Select Debit Card
Similar to the Exclusive Debit Card, offering 1% cashback (3,000 points/month) on spending for utility payments and departmental stores on platforms like SBI Unipay, Airtel Thanks and Canara Setu.
8. Axis Bank Liberty Debit Card
It offers 1.25% rewards (in gift vouchers) for utilities and departmental stores via SBI Unipay, Airtel Thanks, and Canara Setu.
9. IDFC First Private Debit Card
It provides 1% rewards on regular spending and 2.5% rewards for spending above ₹50,000 in a month. You can utilise it for utilities on SBI Unipay, Airtel Thanks, and Canara Setu.
10. IDFC First Wealth Debit Card
Rewards are 0.67% (in gift vouchers) for regular spending and 2.5% rewards for spending above ₹50,000 in a month. It is applicable for utility payments on SBI Unipay, Airtel Thanks and Canara Setu.
11. IDFC First Select Debit Card
It offers 0.5% rewards on regular spending and 2.5% rewards for spending above ₹50,000 in a month. It will work for utilities on platforms like SBI Unipay and Airtel Thanks.
Note: These offers were active and have now ended, but you can still check similar offers on Tricksszone.
Disclaimer
The cashback and reward offers mentioned are subject to the respective bank’s terms and conditions. These details are provided for informational purposes only and might vary or change without notice. Please verify all the terms directly with your bank before proceeding. Use the mentioned platforms and debit cards at your own risk. We are not responsible for any discrepancies, changes in offers, or financial losses incurred.
