Pay Credit Card Bill Using Amazon Pay Balance

If you have Amazon Pay balance, you can use it for credit card bill payment. Amazon itself doesn’t provide any direct way to do this. However, there is an app that makes it possible to use APB (Amazon Pay balance) for credit card payments. To use your APB, you can download and use Hitch app.

About Hitch

Hitch is a mobile app that allows bill and credit card payments. While the app is primarily a utility and rent payment platform, the good part for Amazon Pay users is that it allows partial payments using Amazon Pay Balance when you use PhonePe Wallet as the payment option inside the app. And with this option, you can make CC payments using your Amazon Pay Balance.

How This Works

The trick is that you will need to be a PhonePe user. Here’s the step-by-step explanation.

Download the Hitch App

Go to the “Credit Card Bill Payment” option inside the app.

Enter your credit card number, billing amount, and continue.

At the payment stage, choose Amazon Pay as your payment method.

Note: You will be charged a convenience fee of around 1.9–2.3% on the total amount. So if you’re paying ₹1,000, the final payment might be ₹1,023 approximately.