HDFC Millenia is Now Lifetime Free + Gift Voucher worth up to ₹2750
Good news for credit card lovers! HDFC Millenia is now being offered as a lifetime free. Here’s how you can get it and what benefit you will get from it, which we will discuss in this article.
HDFC Bank has come up with an amazing offer and rolled out many popular credit cards that were earlier paid but are now being issued as lifetime-free credit cards. It is being offered as a lifetime free credit card till 16th January 2025. If you have heard about the HDFC Millennia Credit Card, a premium credit card is now lifetime free.
If you are looking for an additional credit card, then you should apply for this card. Here is why you should actually apply for it.
With this card, you will receive flat 5% cashback on making payments to popular merchants such as Amazon, and Flipkart, etc. Now we will break down the cashback—how much it offers across different platforms. So let’s get started: why should you use this card? Why should you actually get this card?
Why Get HDFC Millennia?
5% cashback on spending at
- Amazon
- Myntra
- Flipkart
- Swiggy
- Zomato
- BookMyShow
- Cult.fit
- SonyLIV
- Tata Cliq
The cashback is capped at ₹1,000 per calendar month.
It offers 1% cashback on other retail transactions, which is also capped at ₹1,000 per calendar month.
When You will Not Receive Cashback
Here are the platforms where you will not be getting cashback.
No cash back on spending on
- Fuel
- Government payments
- Rent payment
- Education fee(third-party payments)
- Wallet load(Earlier, it offered cashback for adding money to wallets like Paytm, but it no longer does.)
Check out the detailed terms & conditions here.
Additional Benefit
If you spend ₹1,00,000 per quarter, then you will get a ₹1,000 gift voucher in addition to the cashback.
HDFC SmartBuy is a platform where you can purchase gift vouchers and shop with a lot of merchants, and this card gives you 5% cashback on purchases made there.
Below is a chart where a popular credit card has been compared. So, check how much you are getting.
Image source: X/CardMaven
So, what are you waiting for? Go ahead and apply for this amazing HDFC Bank Millennia Credit Card that is lifetime-free and start earning cashback on your expenses. That’s how you can apply, basically, which I will be letting you know.
How to Apply for HDFC Millennia Credit Card?
- Enter your mobile number, DOB(or PAN number) and proceed to the next
- Verify via OTP and you will see the approved cards for you there
- Choose your favourite card and enter the basic/required details like your occupation, your income , etc
- Submit your details and you will receive the card within 7-10 days.
- Activate the card once you receive it and start earning cashback.
You are not eligible for this card? Don’t worry!
Check out this Amazing Kiwi Credit Card which offers flat 2% cashback on UPI payments and ₹250 joining bonus. Powered by Yes bank, this card gives you flat 5% cashback on spending more than 150k in a calendar year.
